Features Of An Efficient International Payment Gateway

Making and accepting payments online is very common these days, thanks to online payment gateways that are crafted to ensure safe, quick and hassle-free transactions. And the good news is that both physical stores and ecommerce stores can make the most of them to expand their businesses and attract more traffic. An international payment gateway is especially useful when you wish to reach out to millions of customers worldwide and receive payments in a timely manner. Such a gateway usually has numerous features, which makes it easy to adopt the gateway and get started as soon as possible. Here is a close look at them:

Accept payments anywhere, anytime 

A reputed international payment gateway will allow you to accept payments from anywhere in the world, and at any time. You might get the funds in your bank account within 24 hours! Moreover, you can receive online payments even if you don’t have an e-store or website. A good payment gateway will create online invoices for you as well, and take care of recurrent and adaptive payments with ease.

Safety is assured 

With a reliable international payment gateway, you won’t have to worry about frauds. It will feature PCI-DSS certification, 3D secure authentication and even dual layer fraud protection to prevent instances of identity theft, phishing and so on. All customer data and transaction details will be protected effectively.

Choices in currencies and payment modes

One of the best features of an international gateway is that it accepts a wide range of currencies, sometimes, more than 150 and so. This way, no matter from which country your shopper is, he or she will find it easy to pay in the local currency. And naturally, it will boost your popularity and sales. A reputed gateway will offer multiple payment modes too, such as debit and credit card, internet banking, mobile wallet and more. This will make the shopping experience more convenient for your customer.

Easy integration and checkout

A good PayTAbs international payment gateway is always easy to integrate with your website or mobile app. It will offer various Application Program Interface or APIs and special software development kits for both iOS and Android phones. You will also be able to avail an express checkout process where there will be no redirection to a different website when the transaction is being completed. Hence, shoppers will trust you more and have a smooth payment experience.

Transparent charges 

Any well-known payment gateway will have a transparent pricing system and different plans for which you can choose. Some might charge you one-time and others might charge you for every transaction. But you can rest assured that a good gateway will not have any hidden charges and the rates will be competitive.

So, it’s time to make the most of an international payment gateway that promises all the above features, to make your business a global success. Whether you sell fashion apparel, jewelry, appliances, grocery or pet food, such gateways can help you monitor your business’s performance and manage it all with ease. Click here

Safety Tips To Remember While Adopting An Online Payment Gateway

Online shopping is extremely common these days, as it helps customers to save time, energy, and choose from a huge collection that a physical store might not offer. And to make the most of this trend, many businesses are going online these days and setting up e-stores or websites. However, without the promise of absolute security, no one will want to buy products or services from you. After all, the rise in online transactions has also opened up many opportunities for fraudsters and scammers who try and steal sensitive data and destroy the profits as well as repute of ecommerce stores. So, here are a few things you should keep in mind apart from adopting a reliable online payment gateway with PCI-DSS certification.

Why do you need PCI-DSS compliance? 

PCI-DSS essentially refers to compliance regulations that have been made mandatory by the Payment Card Industry Security Standards Council. Since as an online merchant, you will be accepting, storing and processing credit card data, you will have to follow these regulations to ensure the safety of customer payment information. If you are PCI-DSS compliant, you can go through the annual onsite data security assessment, like the use of SSL authentication. So, the best thing to do is to adopt an PayTabs online payment gateway that is PCI-DSS certified and takes care of all this for you.

Try and avoid human errors

Human errors are often the reason why security breaches happen in many cases. So, it is important for you to know about some basic safety measures and also train your employees accordingly. Otherwise, not even the best security systems can protect your customers’ data. So, inform your employees about how and why they should double-check every transaction. Make sure no one clicks on unsolicited emails or attachments. Sharing private information with unauthorized persons or leaving work-related devices like laptops or USB drives unattended should be avoided. 

Never store CVV data

Most credit card frauds happen when the CVV data is compromised. So, avoid saving that data at all costs. If you do need to store the customer’s name or account number, make sure you use a cloud-based storage, or a private network, or encrypt the data. While sending email receipts to customers, make sure only the last 5 digits of the credit card number is displayed and nothing else.

Verify transactions carefully 

Address verification match is a great way to get started. This basically involves comparing parts of the billing address with the address registered with the issuing bank. Also, your customers should always have to enter the CVV number on the back of their cards to complete a transaction. If someone places a very big order, try and call him to verify first. Do watch out for unusual email addresses, and be on your guard if the shipping address indicates an area which is known for frauds already.

Adopting a well-known online payment gateway can take care of a lot of the safety tips mentioned above. Besides, you should set up the latest firewalls, install intrusion detection systems, and update your antivirus software periodically. These measures can block malicious traffic effectively.Click here

How To Choose The Best Payment Gateway Services Provider For A High-Risk Business Website

Running a high-risk business website can be challenging, especially when it comes to payments. If you are a business owner running a website in this industry, you need a high-risk merchant account or payment gateway.

For any business owner, no matter which industry, accepting payments from customers for different services and subscriptions is of top-most importance. To accept payments on the site, one needs to choose the best payment gateway services provider, which can make payment process easier for you and improve conversion rate as well.

Choosing a payment gateway can be time-consuming, but it's worth it. When you want to accept payments on your website using a payment gateway, you need to consider a lot of things.

Factors that will help you choose the best payment gateway services provider for your website.

Understanding your target audience

Firstly, you need to do a research to understand what payment service is most popular in the country where your target audience resides. You need to find out their preferences and their preferred mode of payment. You need to check if the payment provider you choose offers payments in multiple currencies or not.

Check for hidden fees

It is important to understand the fee structure of the gateway provider before signing up the contract. Setup fees, monthly fees and transaction fees are the most important charges associated with a payment gateway but at times, they even charge some hidden fees which can degrade your profit levels. The payment gateway with the lowest costs may not always be the best choice. It is advisable to read the terms and conditions carefully to avoid surprises in the future. Also, do check the fees related to cancellations and withdrawals. Compare the prices of different payment gateways and then choose the one that gives you value for money.

Ensure security and fraud protection

While selecting a payment gateway provider, security of payment data is of foremost importance. Find a gateway provider that provides robust security features and takes all possible measures to prevent fraud. Payment Gateway provider should be level 1 compliant with the Payment Card Industry Data Security Standard (PCI DSS), which ensures that they have attained the utmost level of data security. In addition, they should include data encryption, like CVV2 verification.

Timely customer support

The gateway you choose should have a customer support team that is available 24/7. In short, ensure that their turnaround time is as minimum as possible.

Conclusion

When you are running a high-risk business website, you need a payment gateway service provider which can provide you with highly customizable features at most affordable rates. What works for one website may not work for the other. So, be sure to go over all the options and then choose the best payment gateway services provider ( PayTabs ) that has the experience of working with high risk businesses and which can maximize revenues as well.

Top 4 Mistakes to Avoid Before Choosing a Secure Payment Processor

Ready to start an online store and want to invest in a good secure payment processor? If yes, then first of all, best of luck to you as you take your first step towards an Internet-based shopping world.

One important thing you will need to look at is the ways through which you want your customers to pay money. In short, you need a payment gateway which can process all the payments and deliver money straight to your bank account.

Hence, choosing the right PayTabs payment gateway for your business must be your sole priority. Still, as humans, we tend to make mistakes and we will go through the top 4 mistakes you must avoid before choosing a secure payment processor.

1. Not looking at the Hidden Costs

 
Not every payment gateway provides transparency which is the thing you must look at whenever you find a payment processor which is giving massive discounts, you must research whether they are imposing hidden costs or not. Here, the lowest rate you will ever pay is the “qualified” rate which is applicable to some specific cards. The highest rate is termed as “non-qualified” and is applicable to online transactions. Also, many credit card processors apply special fees which they will not highlight in any case.

2. Not going for a processing having fast funds access

 
In today’s world, the payment gateway’s need some really valid reason to freeze off your money. Even in the case of a fraud, a series of investigation takes place before money is transferred back to the account. With an intention to avail faster money, you must look at the processor which has got the latest technologies. Having such things, fund transfer can be super fast and fraud case will be of a minimal extent.

3. Not availing Fraud Detection

 
Without any doubt, we live in a cybercrime world where millions of accounts are being hacked every single day. Whenever, a consumer visits site for buying a product, they can pay either from a hacked credit card account. However, most merchants refund back the stolen money and re-ship the money in the stipulated time frame. In this case, you must look for a payment processor which can reduce the burden of fraud activities and facilitate secure payment, every single time.

4. Not Delivering Different Payment Options

 
Still, in the present date, customers are afraid to use their credit cards for online payments. In another case, they can disappear even after purchasing the item because they didn’t get their wishful payment option. By giving multiple payment options, you can raise the sales of your sales and even attract a large base of customers. In addition, you can even offer an extended payment plan to your customers.

Conclusion

 
Summing up the article, every secure payment processor (link) has got different set of features. You will need to compare each payment option and see which one will suit your business. Avoid the above mistakes, research well and you will surely end up with the right one, over time being.

Payment Gateway Integration Method API and Top Reasons to Integrate It

With the evolving needs of the consumers, it is becoming more and more difficult for merchants to keep up with their needs. One effective solution for merchants to upgrade their technology without disrupting the workflow is to consider integrating a payment API.

Having the right payment gateway partner is the need of every business, and with a good number of payment gateway integration methods, it can be a bit challenging to choose the best one for online transactions. Choosing a payment gateway integration method is not always easy but payment API can help you streamline the payment process. Why are APIs so important for payment solutions? Today, we will explain why APIs are vital and how it facilitates excellent payment solutions.

Payment API is a simple but a very powerful tool for merchants who want to manage the shopping experience from the start till the end. Let us have a look at the top reasons why should consider integrating a payment API.

Security
The most important consideration when integrating a payment gateway is security. With the amount of security breach and fraudulent activities, it is important to partner with the best payment gateway provider which employs the latest and the best security and compliance features. A reputable payment gateway with API integration is PCI compliant, which ensures top most security when it comes to accepting payments from your customers. The right payment gateway API partner will use the best security methods like point-to-point encryption (P2PE), or tokenization, to secure the sensitive information and transaction details of customers.

Integration
The payment gateway integration method that you choose should be speedy and should streamline the payment process for you. Payment API apart from being speedy is also user-friendly and flexible. With payment API, you can accept payments online quickly, easily and smoothly. In other words, it adds to the convenience of both the merchants and customers.

Features
With payment API, you can tailor your payment options as per your customer’s needs. You can even add features like customer autopay, easier refunds and quicker payment options with easy-to-integrate buttons. Payment API uses some sophisticated tools that help your customers complete their payment faster and easier than traditional payment systems.

Revenue
Payment API not only makes the payment process smoother but it also boosts revenue. If the payment integration is smooth, it will directly impact the revenue flow of the businesses. Payment API not only allows customers to pay and interact with you but it even creates more routes to attract customers and boost revenue.

Final words
To comply with customer’s needs, a payment gateway that you choose should account for flexibility, speed and cost. Make sure that the payment gateway that you choose offers you all the functionality that you and your business needs now and in the future as well. The good news is that all of these things can be achieved by adopting payment API. Overall, API payment gateway integration gives an enormous set of benefits like delivering efficiency, rich functionality, flexibility, speed, scalability and most importantly security.

PayTabs-Best Payment Gateway in UAE for all Your Payment Needs

Whether you are a newbie in the online business industry or willing to expand your existing business, needing a payment gateway is the basic norm. After all, it is one of the best ways to effortlessly receive payments from your customers in a secure and hassle-free environment. If you are operating your business in UAE and looking for a reputed payment gateway, Paytabs can be one of the finest options. It is one of the most secure payment gateways in UAE which comes with some amazing features.

So, let’s move ahead and discover more about PayTabs and its useful features.

A Take on PayTabs- Best Payment Gateway in UAE

It is leading global payment processing company of Saudi Arabia. This Bahrain based service provider offers a simple and secure platform for people to transact around the world without any stress.

Features of PayTabs

 
• Quick Integration
Unlike other platforms, integrating Paytabs with your business is merely a matter of minutes. Almost anyone who doesn’t have technical knowledge can integrate it in their very own business.

• Acceptance of 168 Currencies
This is probably one of the biggest advancement from a payment gateway like PayTabs. It accepts a whopping 168 currencies which is definitely an amazing thing. With this, you can grow your customer base, accept other currency payments and boost up your revenue in no time.

• Quick Fund Depositing
PayTabs consume very less time to take funds from the customer’s account and credit it to the vendor’s account. With quick integration into merchant websites, PayTabs makes payment transfer blazing fast and secure.

• Smart Dashboard Support
With PayTabs, you can track your payments whereas a complete level of transparency is maintained. In addition, you can even keep a count of your payments, sort date/month wise and see your actual revenue within a matter of seconds.

• Fraud Protection Available
At present millions of accounts are being hacked and all that a payment needs is good fraud protection mechanism. Using PayTabs, you get anti-fraud detection straight out of the box as the company focuses on detecting fraud activities and eliminates them.

• Customer Support
PayTabs provides a good 24x7 customer support all their potential clients. They have a team of professionals who are skilled enough to solve every minute issue with perfection.

• Express Checkout available
For simple and stress-free checkouts, PayTabs delivers pop-up payment window. This keeps the customer in contact with your website keeping the checkout process as simple as possible.


Wrapping Things Up
Well, after spanning through the list of features, PayTabs is providing, you already know why it is the best payment gateway in UAE. So, if you are ever willing to start your own e-commerce business, keep a note of the features of PayTabs and keep it as one of your favourite options and expand your business in UAE.

Top 6 Tips on Choosing a Payment Gateway for Your Online Store

As a business owner, if you are selling your products without using an e-commerce website, then you payment gateway for website is the best way to accept debit and credit card payments from your domestic and international audience.

In this article, we will share some top tips to help you choose the right payment gateway for your online business.

Fee structure
It is important to partner with a payment gateway provider that offers a flexible fees structure. Some service providers charge a fee per transaction while some charge a flat monthly fee for a fixed number of transactions every month. Before committing, ensure that you are aware of the fees structure. Select a payment gateway for website that meets your present needs and also which can help you in the future.

Reputation
There are plenty of payment gateway providers in the market. Choose a reliable and proven payment gateway provider with features that can help you and your business succeed. Also, choose a one which can offer a great shopping experience to customers visiting your online store.

Security
Security of your customer’s sensitive data should be the top-most priority of an e-commerce merchant. Make sure you partner with a service provider that is compliant with Payment Card Industry Data Security Standard (PCI DSS).  Also, check if they have fraud protection tools and other advanced solutions to minimize fraudulent transactions.

Integration
For an online business to run, you need to integrate the payment processing with your e-commerce website. During the process of selecting a payment gateway, it is important to check if the payment gateway is supported by your website or not. Also, to make the payment process hassle-free and quick for your customers, ensure that the integration is simple.

Customer support
Before committing to a service provider, do not forget to look at the type of support that is being offered to the customers in case if any issue arises. Does the payment gateway provider offer telephone support or only email support? Are they available 24/7? Ask these questions beforehand to check on the type of customer support that is being offered.

Mobile optimization
Another important factor to consider while opting for a payment gateway is that if the payment gateway supports the payment method of your target audience. To run your business successfully, you need to have a payment gateway that supports the method of payment of your customers and offer them the convenience of shopping online. In today’s busy world, there are customers who prefer using mobile phones to shop, so it is important to check if the payment gateway gives the flexibility to customers to pay regardless of whatever device they use.

Conclusion
Payments are the lifeline of an online business, so it is important to choose the right payment gateway. Using the above-mentioned tips, choose an online payment gateway that will help your business to grow manifolds are missing out on something very big. Finding the right